bajaj finserv home loan documents required: Get Your Dream Home Bajaj Finserv, a well-known financial services company in India, provides various types of loans, including home loans. It is a trusted and RBI-registered company, ensuring reliability and transparency.
Key Features of Bajaj Finserv Home Loan:
- Loan Amount: You can avail of a home loan of up to ₹15 crore, depending on factors such as your credit score and income.
- Interest Rate: The interest rates range from 8.50% to 15% per annum, depending on your credit profile and profession.
- Repayment Tenure: The loan tenure extends up to 40 years, allowing flexible EMI repayment options.
Eligibility Criteria:
The applicant must be an Indian citizen.
The age should be between 23 and 70 years.
A credit score of 725 or above is required.
The applicant must be a salaried individual, self-employed professional, or business owner.
Documents Required for Bajaj Finserv Home Loan:
- Identity Proof: Aadhaar Card, Voter ID, PAN Card, Passport, Employee ID.
- Address Proof: Aadhaar Card, Voter ID, Utility Bills, Rent Agreement.
- Income Proof: Salary Slips, IT Returns, Bank Statements.
How to Apply for a Bajaj Finserv Home Loan?
- Download the Bajaj Finserv app or visit their official website.
- Sign up with your mobile number.
- Select ‘Home Loan’ and fill out the application form.
- Upload the required documents and complete KYC verification.
- Submit the application and wait for approval.
- Loan approval usually takes 48 hours, and the amount is disbursed to your account.
- Processing & Bounce Charges:
- Processing Fee: Up to 4% of the loan amount.
Bounce Charges:
- ₹500 for loans up to ₹15 lakh
- ₹1,500 for loans between ₹30-50 lakh
- ₹10,000 for loans above ₹10 crore