Need Cash Fast? Top Instant Loan Providers in India
We’ve all been there—an unexpected medical bill, a sudden car repair, or just making ends meet before payday. When you need money fast, waiting weeks for loan approval isn’t an option.
Luckily, several lenders in India offer instant loans with quick disbursal (sometimes in minutes!). But not all are created equal—some have sky-high interest rates, while others offer flexible repayment.
Best Instant Loan Apps in India
- Loan Amount: ₹1,000 – ₹5 lakhs
- Interest Rate: 0% – 30% p.a. (varies by profile)
- Tenure: 3 – 24 months
- Disbursal Time: As fast as 10 minutes
Video Call Confirmation
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Why Choose MoneyTap?
- Credit line facility (borrow as needed)
- No prepayment charges
- Works even with low CIBIL scores
PaySense (Now part of MobiKwik)
- Loan Amount: ₹5,000 – ₹5 lakhs
- Interest Rate: 16% – 36% p.a.
- Tenure: 3 – 60 months
- Disbursal Time: 15 minutes – 24 hours
Click the button below to get a fast loan.




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Why Choose PaySense?
- Easy application via MobiKwik app
- EMI flexibility
- Quick approval for salaried individuals
CASHe
- Loan Amount: ₹5,000 – ₹4 lakhs
- Interest Rate: 24% – 30% p.a.
- Tenure: 3 – 18 months
- Disbursal Time: 10 minutes – 1 hour
How much loan will you get? please calculate
Loan EMI Calculator
Bajaj Finserv Insta Personal Loan
- Loan Amount: ₹50,000 – ₹25 lakhs
- Interest Rate: 11% – 34% p.a.
- Tenure: 6 – 60 months
- Disbursal Time: 24 hours
Why Choose Bajaj Finserv?
- Higher loan amounts available
- Competitive rates for good credit scores
- Trusted NBFC
How to Choose the Right Instant Loan?
- Interest Rate (Lower = Better)
- Processing Fees (Some charge 1-5% of loan amount)
- Repayment Tenure (Longer = Lower EMI but more interest)
- Disbursal Speed (Emergency? Go for fastest option)
- Eligibility (Salary, credit score, employment type)
MoneyTap
- Loan Amount: ₹3,000 – ₹5 lakhs
- Interest Rate: 13% – 24% p.a.
- Tenure: 2 – 36 months
- Disbursal Time: Within 24 hours