When someone in the family falls sick, the first worry is not the disease—but the cost of treatment. For many families in India, even basic hospital expenses are a burden. But now, no one has to suffer in silence. The government’s Ayushman Bharat Yojana brings hope, dignity, and ₹5 lakh worth of free medical treatment every year.
If you belong to an economically weaker section and want to apply for an Ayushman Health Card online, here’s a step-by-step guide to help you create your card in just 24 hours—right from your mobile phone.
What is Ayushman Bharat Card?
Launched in 2018, Ayushman Bharat – PM Jan Arogya Yojana (PM-JAY) is the world’s largest health assurance scheme. It offers free hospitalization benefits up to ₹5 lakh per year per family, covering more than 1,500 critical diseases across government and empaneled private hospitals.
लोन लेने के लिए नीचे अपना नाम लिखें।
व्यक्तिगत जानकारी
व्यक्तिगत जानकारी
आय विवरण
लोन विवरण
बैंक विवरण
✅ आवेदन पूर्ण
आपका आवेदन सफलतापूर्वक पूरा हो गया है!
अब आप ऑफिशियल वेबसाइट पर लोन के लिए आवेदन कर सकते हैं।
With this health card, even poor families can access top-quality medical care—completely free of cost.
Objective of Ayushman Bharat Yojana
The goal of the scheme is simple yet powerful: No Indian should be denied healthcare just because they can’t afford it. This initiative is designed to:
- Help poor and vulnerable families get free treatment.
- Reduce the burden of medical loans or hospital debt.
- Enable early diagnosis and life-saving surgeries.
Who is Eligible for the Ayushman Card?
Not everyone can apply. But if you meet the following criteria, you may be eligible:
- You must be a citizen of India.
- Your name should be listed in the SECC 2011 database or on a ration card.
- You must belong to a BPL (Below Poverty Line) or economically weaker section.
- You should not be an income tax payer.
- You must have an Aadhaar-linked mobile number and valid identification documents.
Documents Required to Apply for Ayushman Card
Before you apply, make sure you have the following documents ready:
- Aadhaar Card (linked with mobile number)
- Ration Card
- Bank Passbook with IFSC code
- Passport-size photograph
- Proof of Address (utility bill, voter ID, etc.)
- Caste Certificate (if applicable)
- Email ID (optional)
Benefits of the Ayushman Health Card
This card isn’t just a document—it’s a life-saving opportunity. Here’s what it offers:
- Free treatment up to ₹5 lakh every year, for each family.
- Coverage for over 1,500+ critical illnesses, surgeries, ICU care, etc.
- Cashless and paperless treatment in both government and private hospitals.
- 15 days of pre and post-hospitalization charges also covered.
- No cap on the number of family members.
How to Apply for Ayushman Card Online – Full Process in 24 Hours
You can now apply for your Ayushman Card online using your mobile. Just follow these steps:
Step 1: Visit the Official Website
Go to the official Ayushman Bharat portal – https://pmjay.gov.in
Step 2: Enter Your Details
Click on “Am I Eligible?” and enter your mobile number (linked with Aadhaar). Verify with the OTP.
Step 3: Complete eKYC
You’ll see an e-KYC option – click on it and complete the face authentication or upload live selfie and documents.
Step 4: Select Family Member
Choose the family member for whom you want to generate the card.
Step 5: Fill the Application Form
Enter all required information carefully and double-check every detail.
Step 6: Submit and Download
Click on the submit button. If all your information is correct, your Ayushman Card will be approved within 24 hours, and you can download it to your phone.