Kisan Karj Mafi List – New List Released, Apply Now for Farmer Loan Waiver Scheme

India, being an agrarian economy, depends heavily on its farmers. But the harsh reality is that a majority of them are burdened with loans taken for agricultural activities. To alleviate this stress, the Indian government, along with various state governments, has launched the Kisan Karj Mafi Yojana — a Farmer Loan Waiver Scheme — under which farmers who are unable to repay their loans can receive complete or partial loan forgiveness. The latest Kisan Karj Mafi List 2025 has been released and eligible farmers are urged to check their names and apply if not already listed.

What is the Kisan Karj Mafi List 2025?

The Kisan Karj Mafi List 2025 is a government-issued beneficiary list that includes names of farmers eligible for agricultural loan waivers. These are farmers who are struggling due to natural calamities like droughts, floods, crop failure, or financial distress. If a farmer has taken a loan using their KCC (Kisan Credit Card) or via a government agricultural scheme and is unable to repay it, their name may appear on this list.

This scheme began in Uttar Pradesh and is now being implemented in several other states across India.

Overview of the Scheme

Main Objective of the Kisan Karj Mafi Yojana

The primary aim of the Kisan Karj Mafi Yojana 2025 is to reduce the financial burden on farmers and improve their standard of living. Farmers whose names appear in the loan waiver list will have their loans forgiven either fully or partially based on the state’s criteria. This will reduce both the mental and economic stress on them, allowing them to focus on their farming activities without the constant worry of debt recovery notices.

Top Benefits of Kisan Karj Mafi Yojana 2025

• Complete waiver of eligible agricultural loans based on state-defined limits.
• Helps reduce farmer suicides and economic migration due to debt pressure.
• Supports small and marginal farmers in rebuilding their agricultural activities.
• Boosts agricultural development and food security in the state.
• Encourages farmers to engage in long-term cultivation without financial fear.

Eligibility Criteria for Kisan Karj Mafi List 2025

To be eligible for the Kisan Karj Mafi List, the following conditions must be met:

• The farmer must be a permanent resident of the respective state.
• Minimum age should be 21 years.
• Annual income of the farmer must not exceed ₹1.5 lakh.
• The farmer must hold a valid Kisan Credit Card (KCC).
• The applicant should not be a government employee or pension holder.
• The loan must have been taken for agricultural purposes from a recognized bank or cooperative society.

Documents Required to Apply for Loan Waive

If you’re applying for inclusion in the 2025 Kisan Karj Mafi List, make sure to have the following documents ready:

• Aadhaar Card
• Income Certificate
• Age Proof (like PAN, Voter ID)
• Land Ownership Documents
• Kisan Credit Card (KCC)
• Ration Card
• Bank Passbook
• Recent Passport-size Photograph

How to Apply for Kisan Karj Mafi Yojana Online

Here’s a step-by-step guide to apply online for the Kisan Karj Mafi Yojana in your state:

1. Visit the official agriculture department website of your state.
2. Look for the “Farmer Loan Waiver Scheme” or “किसान कर्ज माफ़ी योजना” section.
3. Register by filling in your personal details and verifying with mobile OTP.
4. Upload all the necessary documents as listed.
5. Review your application and download the acknowledgement receipt.
6. Wait for verification and periodically check the status on the portal.

How to Check Kisan Karj Mafi List 2025 Online

To see if your name appears on the newly updated list:

1. Go to the official portal of your state’s agriculture department.
2. Find and click on the “Kisan Karj Mafi List 2025” or “Beneficiary List” option.
3. Enter your district, tehsil, and village name.
4. View the list and search for your name manually or using the search bar.
5. If your name doesn’t appear, check again later, as the list is updated regularly.