If you have an account with Punjab National Bank (PNB) and need a loan, you can easily avail a personal loan of up to ₹5 lahks directly from PNB. The best part? You don’t even need to visit the bank to apply for it.
Yes, you read that right! You can get up to ₹5 lakh loan from Punjab National Bank without stepping into a branch. The process is simple and hassle-free, allowing you to secure the loan for up to 5 years. Additionally, you can repay the loan through convenient EMIs. Keep reading to learn more about the PNB Personal Loan and how you can apply for it.
PNB Personal Loan 2025
Under the PNB Personal Loan scheme, you can apply for a loan online from the comfort of your home. Below, we’ve provided detailed information about the key features, eligibility criteria, and documents required to help you easily avail of this loan.
Key Features of PNB Personal Loan
- Avail a personal loan of up to ₹5 lakh from PNB.
- Loan tenure ranges from 12 months to 60 months.
- The attractive interest rate of 10.40% per annum.
- 100% digital and paperless process.
- Quick approval and instant transfer of funds to your account.
- No collateral or guarantor is required.
Eligibility Criteria for PNB Personal Loan
- Applicants must be between 21 and 60 years of age.
- You must be self-employed or have a stable source of income.
- A minimum monthly income of ₹15,000 is required.
- A CIBIL score of 700 or above is mandatory.
- Aadhaar Card and PAN Card are essential documents.
Documents Required for PNB Personal Loan
- Aadhaar Card
- PAN Card
- Passport-sized photograph
- Mobile number
- Email ID
- Signature proof
- Caste certificate (if applicable)
- Address proof
- Income proof
- Bank statements for the last 3 months
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How to Fill the PNB Personal Loan Online Application Form
If you wish to apply for a PNB Personal Loan online, follow these simple steps:
- Visit the official website of Punjab National Bank: pnbindia. in.
- Click on the “Personal Loan” option on the homepage.
- Fill out the loan application form with the required details.
- Upload the necessary documents as mentioned above.
- Complete the E-KYC process online.
- Submit the application form.
Once your application is submitted, the bank will review it, and upon approval, the loan amount will be disbursed directly to your account.
With PNB’s seamless and customer-friendly process, securing a personal loan has never been easier. Whether it’s for a medical emergency, education, or any other personal need, PNB is here to support you with quick and reliable financial solutions. Apply today and experience the convenience of banking at your fingertips!